Construction and Housing Finance

Your home is one of the biggest investments you can make. Sohar Islamic Construction and Housing Finance is a fully Shariah-compliant solution that provides peace of mind, and the means to secure the comfort your family deserves, in line with your principles. Get the right home for your family with Sohar Islamic Construction and Housing Finance. It's just one part of our commitment to provide the highest levels of excellence in everything we do.


Financing residential construction

Purchase residential property under construction

Purchase ready residential property

Preferential profit rates

Facility to take over available

Installment deferment option available

Tenure up to 25 years

Financing up to 80%


Bundled Solutions – Pre-approved Auto Finance limit

Quick Processing

Co-Financing/Joint Customer facility

Documents Required

Omani Nationals : National ID

GCC Nationals : Passport or Country ID

Expatriates : Resident ID & Passport with valid visa

Copy of Title Deed/Mulkiya/Krooki

Salary Assignment letter from the employer in favour of Sohar Islamic


OmaniNon Omani
Minimum Monthly SalaryRO 300RO 750
Minimum Service3 months24 months
Minimum Age18 years30 years

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