The Visa Debit Card from Sohar Islamic, equipped with chip and pin technology for added security and Near-Field-Communication (NFC) for convenience, is designed for the customers looking for a unique card that provides them with features, such as a diverse selection of travel, dining, shopping, and lifestyle benefits.


Minimum Salary

OMR 1.050

Annual Fee

up to 800 OMR per day

Cash withdrawal


What is the Sohar Islamic Visa Debit Card?

Sohar Islamic Visa Debit Card is directly linked to your Bank account. You can use it wherever Visa Cards are accepted. Every transaction will result in a direct debit of your account.

How does a Visa Debit Card work?

Using a Visa Debit Card, the cardholder can withdraw money from an ATM, or sign for purchases at Visa merchant locations and get a receipt. Each purchase is deducted from the cardholder's account immediately.

Who is eligible to get a Sohar Islamic Visa Debit Card?

Sohar Islamic Visa Debit Card will be given to every customer who has an active savings or current account with the Bank or who opens a savings or current account.

Where can I use my Visa Debit Card?

You may use your Visa Debit Card to make purchases at over 40 million merchant locations and withdraw cash at over 2.5 million ATMs worldwide. The Visa Debit Card can be used locally and internationally wherever Visa cards are accepted.

How is a Visa Debit Card different from a Credit Card?

The Visa Debit card looks like a credit card. It has the Visa logo, it has a chip and NFC-enabled. However, for a Visa Debit card, there is no "line of credit" extended. This means that your spending limit is determined by the amount of money that is available in your account.

What are the benefits of the Visa Debit Card over cash?

Visa Debit Card provides you the following benefits:

  • Convenience – Save on trips to the ATM and leave your checkbook at home. You can Tap or Chip and Pin your card. The choice is yours.
  • Better security – Visa monitors your account 24 hours a day to help prevent, detect and resolve fraud on your Visa Debit card.
  • Better money management — Your Visa Debit transactions are automatically deducted from your bank account, so you can access your up-to-date balance on your Mobile Application or through Call Centre. Your bank statement provides full details of your purchases, including merchant name, location, date and amount.
How can I keep a track of my spending on a daily basis while using the Visa Debit Card at merchant outlets?

As a Sohar Islamic customer, you can sign up for both Mobile Banking, Internet Banking and Call Centre. You can track your spending by accessing your account online and take a look at your statement and also take a print out.

What if there is no enough money in my account to cover a purchase?

The transaction will be declined if you do not have enough money in your account linked to the Debit Card.

What happens if the Visa Debit Card is lost or stolen?

You should call the Sohar Islamic Call Center to report the loss or theft of the Visa Debit card. After you have reported the loss of the card to the bank, you are not responsible for any unauthorized transactions that may have occurred on the card. Your lost card will be cancelled.